10-13-2020 10:21 PM - edited 01-05-2022 03:44 PM
Like Rogers,
a free IPhone 11Pro, 64 GB, 0 down payment, $110/month
anything in PM , thanks.
Solved! Go to Solution.
11-06-2020 01:51 AM
Public mobile still does not offer subsidized device plans but they are offering refurbished phones with a one year warranty. However the links provided earlier in this thread still have better deals and third party 4 equal payment options.
10-28-2020 07:44 AM
Thank you for doing all the math. I don't follow every detail you've worked out but I know buying an unlocked phone and using a PM plan is always a much better deal moneywise. That's why I buy a refurbished last year's model phone for about $200 to $300. With my usage habits, I am happy with the $30/30days plan with 2 Gb data. (Limited time offer and grandfathered.)
Yet I have difficulty explaining to a friend that her "free phone" deal is not a good deal. She'll never be able to use PM as she cannot work with online help. She calls Rogers anytime she has a minor issue. To her, the advertised deal of getting a "$1,400" Samsung S10 for nothing down is an excellent deal. She lumps her monthly payments as par for the phone/data plan. For some people, no amount of math and reasoning will change their mind.
10-18-2020 02:42 PM
Agreed.
But if the OP is looking at and asking these questions here at pm then cost savings and price are front of mind. Hopefully @liangc1020 Will look at the math and make the most sensible decision. But to each his own.
10-17-2020 09:39 PM
It can be better choice if (phone plus plan) bundled together ends up costing less or giving more than (phone) plus (plan) purchased separately.
Sometimes the phone does end up costing less this way. Or it's unavailable any other way. Or it's the only way the provider allows useful features like VoLTE/etc. Or it's attached to a better plan/promo you just can't buy separately.
It might even be a convenience thing. If it all costs the same in the long run then why rush to take the money out of your pocket right away, hang onto it until payment is actually due. Especially if you would have chosen to stay with that provider anyways (or you don't particularly care which provider you pay).
But I think for most it's a trap. Always buying on credit means always paying consumer debt. These contracts typically don't cost less overall, they typically aren't better deals - because they don't have to be, too many people just never have enough cash in pocket to afford these fashions and these toys at these prices.
10-17-2020 07:07 PM
I realise the appeal for the latest greatest which this is only kind of sort of the latest iphone....but if your credit is good enough to qualify for such a contract then it's likely good enough to find other financing options to purchase the phone outright. By opening the OP's eyes to the real cost of a "free" phone they will save (in this case) the cost of buying two phones!
There is the option of purchasing the phone in four installments with no interest and a small processing fee. (And releasing some financial info to a third party.....but it's better to pay $20 extra rather than $880!) If you can afford $110 + tax per month for phone service surely the OP can tighten their belt for a couple of months to pay $215 in four payments. Data diet! Take the $15 pm plan.......that saves $100+tax in 4 months along with $110×4=:$440 from the rogers contract. $540 saved already.....the OP only has to find $329 more over the next 4 months. Skip the extra large Timmy's coffee everday will save an additional $305. Only $24 more to save....oh wait enable autopay save $8. $16 save $1 more per week and you have bought yourself that new phone in four short months! See it wasnt that hard!
Activate now at Wal-Mart with a referral code and you get a free sim card and a free month! Take the $40 plan and switch to the $15 after the first 30 days. By taking this deal you'll pay upfront $40+tax but after 4 months of service you'll still be up by $25 then if you bought a sim card and paid for 4 months of the $15 plan. New iPhone bought and paid for in four months! And the money you saved from not going with rogers will pay for 20 more months of autopay enabled $40 plan from pm including tax. $848.80.
Rogers free phone and plan $110×24=$2620 +tax ($340.60)=$2960.60
Public mobile plan + iPhone bought in 4 installments (as above) ×24=$1598+tax ($208)=$1806 (including $2 autopay and $1 loyalty rewards) (1×$40plan+3×$15plan+20×$40plan=24 months)
Total savings over 24 months $1164.60! That's the cost of the latest and greatest iphone if you really really wanted it two years from now.
10-15-2020 01:38 PM
@darlicious wrote:Ouch now do the math....$849÷24=$35.37 so you'll be paying $74.63 for your plan? If you buy the phone outright and get the $40/4.5gb pm plan ($38 w/autopay) you'll save $36.63 ×24 months = $879.12 more than the cost of the phone. So essentially go with rogers and pay for two iPhones but only get one. Thats a new twist on the 2 for 1 deal.....sure works out well for Rogers!
I don't know why high school teachers don't point this math out to their students.
The corporations and internet teaches "you can have it all, have the best and have it now."
10-15-2020 04:19 AM
The whole appeal of subsidized phones is not having to pay the cost of the phone upfront. If you are "approved" and agree to long-term payments then you can even walk away from the store with a brand new working phone without any upfront payment at all.
A lot of people always want the latest iPhone or Galaxy but also always don't have $$$$ to spend on the latest iPhone or Galaxy.
10-15-2020 04:06 AM
Ouch now do the math....$849÷24=$35.37 so you'll be paying $74.63 for your plan? If you buy the phone outright and get the $40/4.5gb pm plan ($38 w/autopay) you'll save $36.63 ×24 months = $879.12 more than the cost of the phone. So essentially go with rogers and pay for two iPhones but only get one. Thats a new twist on the 2 for 1 deal.....sure works out well for Rogers!
10-15-2020 03:54 AM
Look what I just ran across....
Pickup a phone upgrade this fall from Apple, because they've dropped the price on the iPhone 11 and iPhone XR by up to $130.00!
The iPhone 11 was originally released in September 2019 and features a 6.1" Liquid Retina display, A13 Bionic chip and dual 12MP rear cameras, while the iPhone XR was released in October 2018 and features the same 6.1" Liquid Retina display, but an older A12 Bionic chip and single 12MP rear camera.
On October 13, Apple unveiled their new iPhone 12 lineup and subsequently reduced the pricing on all iPhone 11 and XR configurations -- we've listed the new lower prices for all storage options below.
iPhone 11
iPhone XR
All iPhone models come unlocked and work with most Canadian carriers including Bell, Fido, Freedom Mobile, Rogers, Virgin Mobile and more. For comparison, the same unlocked iPhone 11 and XR models are currently priced at their original launch price (or higher) at other retailers including Bell, Best Buy and Rogers.
This offer is available online and the Apple Store offers free shipping on all orders with no minimum.
Not only that if you have an RBC visa infinite avion you get 2x the points when you purchase online from the apple store and that card offers device protection insurance if you pay for it all on your card ( or 24 months of a contract) for lost, stolen or damaged phones.
10-15-2020 03:33 AM
Agreed and there's lots of deals to be had building to black Friday or if your willing to wait a long while for delivery 11/11 at Alibaba.
10-15-2020 03:12 AM
Oh you save in the long run on PM! So happy so far!!!
Just buy a phone and go for it.
10-15-2020 02:25 AM - edited 10-15-2020 02:31 AM
Rewrite thanks to the great post mover.
IPhone 11 Pro $1175÷24 months=$48.95 So what do you get for the other $61.05 other than free financing? For $50/8.5gb with public mobile ($48 w/autopay) you'll save $12.05 per month or $289.20 over the life of your contract plus $12 in loyalty rewards you would earn for your second year with pm. That's if you get offered the same plan with your contract. The taxes alone on $110 would be $13.20/bc, $14.30/ont, $16.50/the maritimes of which all are more expensive than pm s cheapest plan $15 ($13 w/autopay). Then there's those overages, late payment fees, interest......
10-14-2020 02:24 AM
A big downside with carrier-subsidized phones is the pre-loaded bloatware and configuration. Software-locked, vendor-locked, carrier-locked. You own that locked phone after you've made all the payments and - after calls and emails, waiting on hold or in lineups, repeated explanations, dealing with salespeople or the retention staff - be able to use that phone on another carrier.
Most people find out their phones are carrier-locked (and not so easy to get unlocked as CRTC Wireless Code decrees) when they first see the "Invalid SIM" they bought along with a killer promo from another carrier.
10-14-2020 12:56 AM
@liangc1020 if you have the money, it's always best to just purchase the phone outright and then pick a public mobile plan that suits your needs
Upfront Edge: Program consists of purchase of eligible phone on Rogers Infinite plans with financing; Upfront Edge amount is applied after taxes to lower monthly financing program payments. You must return phone in good working condition (must power up to the home screen, accept a charge, and have the ability to perform a factory reset; LCD/touchscreen must be functioning and cannot have any dark spots, blemishes or broken and/or cracked glass; all accounts and passwords must be removed and/or turned off; device cannot have been reported lost or stolen) during month 24 (or in months 13-24 while upgrading to a new phone with financing), otherwise Upfront Edge Amount will be charged to your account. Cancelling your services during your 2-year Upfront Edge term will result in charging of Upfront Edge Amount, in addition to your outstanding financing balance. Early Cancellation Fee (applicable to Term Services only). An Early Cancellation Fee(ECF) applies if you were given a device subsidy when you agreed to your new term, and if, for any reason, your wireless service or your new term is terminated prior to the end of the term of your Service Agreement (Service Agreement Term). The ECF is equal to the device subsidy multiplied by the number of months remaining in your Service Agreement Term divided by the total number of months of your Service Agreement Term (plus applicable taxes). In other words, ECF = Device Subsidy x # months left in your Service Agreement Term ÷ Total # months in your Service Agreement Term + applicable taxes.
even after the end of your 2 year contract you will still have to fork out more money to own the phone outright. or you can trade your device and opt for a newer one. again, you still need to give back the phone and pay more money for the newer version. it's basically lease to own for cellphones. this offer is not for a free phone. you will need to return it to them in good condition.
10-13-2020 11:43 PM
@liangc1020 wrote:Like Rogers,
a free IPhone 11Pro, 64 GB, 0 down payment, $110/month
anything in PM , thanks.
You do know that that phone is not free right? It may have some discount with you being locked into a 2 year agreement. But it ain't free. You pay for the device over time along with your service plan.
But no... here it's bring your own device.
10-13-2020 11:28 PM
10-13-2020 10:53 PM - edited 10-13-2020 11:12 PM
@liangc1020 wrote:Like Rogers,
a free IPhone 11Pro, 64 GB, 0 down payment, $110/month
anything in PM , thanks.
PM does no sell phone.
Comparing to Roger, PM is month-to-month and prepaid. Rogers requires 2 year contract in order to get a subsidized phone. There is no free lunch here. You are pay for your phone with your expensive plan for 2 years.
I prefer to pay for my phone and get a plan which I can afford.
10-13-2020 10:46 PM - edited 10-13-2020 10:48 PM
@liangc1020 wrote:Like Rogers,
a free IPhone 11Pro, 64 GB, 0 down payment, $110/month
anything in PM , thanks.
@liangc1020 hi do you call that free? 🤣 sorry only cheap plans here
10-13-2020 10:42 PM
@liangc1020 I don't think PM will have it in the closest future. It concentrates on cheap phone plans only for now.
10-13-2020 10:26 PM - edited 10-13-2020 10:27 PM
Unfortunately Public Mobile does not sell phones as @JoyLuck mentioned.
Telus owns Koodo and Public Mobile. You can consider joining Koodo as they sell phones.
Or just buy one that is compatible with PM network. Lots of options you have.
What kind of phone do you have currently?
10-13-2020 10:24 PM - edited 10-13-2020 10:26 PM
@liangc1020 wrote:Like Rogers,
a free IPhone 11Pro, 64 GB, 0 down payment, $110/month
anything in PM , thanks.
PM does not sell phones.
Here are their plans. https://www.publicmobile.ca/en/bc/plans#plans-start