@NeoRizer
If you take data speed out of the equation for a moment you would have two considerations....
The length of your plan cycle changing from 90 days down to 30 days. It's great to be able to use your plan data over a longer period and only having to pay 4 times a year.
On the other hand suspending your plan for travel has to be well timed and only works for short holidays so its not very flexible and if you change your plan you lose it so you also don't have flexibility to change plans based on need.
By changing you would gain Canada wide calling over province wide calling and gain additional plan data while lowering your plan cost. The $40/5gb plan would lower your monthly cost $5 or $15/90 days and gain 3gb/30 days or 9gb/90 days. The $35/3gb plan saves you $10 or $30/90 days and increases you plan data by 1gb/30 days or 3gb/90 days. If you anticipate larger or smaller data needs for a month you would now have the flexibility to drop down to the $25/1gb to save $20 or up to the $50/10.5gb for the month at the cottage or cabin with no wifi.
Now take take data speed into consideration. What do you use your mobile data for mostly? I have both throttled 4G LTE on one plan and full speed 4G LTE on another. For my use I don't notice much of a difference....websites load faster, especially if they have video or high quality images or you may use certain apps or like to game where you may notice they are slower but the normal everyday stuff like reading emails or googling isn't going to be affected.
Try forcing your phone into 3G/CDMA and see if you can live with that speed of 8 to 12mbps. If that doesn't bother you then going to 3mbps should be fine and if necessary you have the option of 3G to get higher data speed ( mostly) for certain tasks. Take the time to compare the data speed between the two you can access from your phone.
When you are ready to make your decision remember these main points:
- Length of plan cycle 30 days or 90 days and flexibility.
- Overall plan cost and value with savings of 10%-25%.
- Increase of plan data amount between 50% and 150%.
- A decrease in data speed from 30-60mbps to 3mbps.
