11-21-2023 01:50 AM
I have a CC that gives a different cashback for recurring payments. I don't use it for PM because in the distant past, the PM monthly payment didn't go through as recurring (even though it was recurring, I guess it was coded differently). Just wondered if that's still this case, if if they've fixed it.
Thanks.
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11-21-2023 02:10 AM - edited 11-21-2023 02:13 AM
I have on occasion (a few years ago, before the "instant top-up") bought PM vouchers at RCSS or Loblaws to get 3% CB (gas, groceries, & recurring payments) instead of the 1.5% my default card pays. The last time I tried the former card on PM directly, I got its default 1%.
That last 1.5% (to go from 1.5% to 3%) required extra work to buy a voucher, even if I was already in the store (not a common purchase), but to go from 1.0% to 1.5% just means giving a different CC to PM, then forgetting it. 🙂 This discussion does make me think of going back to vouchers, though I want to chase down the 100% cashback on first $100 from neo (there's a thread on it here https://productioncommunity.publicmobile.ca/t5/Get-Support/Pm-and-neo-up-to-100-credit/m-p/1084939 )
11-21-2023 02:02 AM
Interesting, I wasn't aware they weren't coded as recurring payments. You got me thinking though, I have a credit card that gives me 5% cashback on food, groceries, restaurants etc. 7-11 counts, and they sell PM vouchers according to the PM website. If I cared to spend the time I could get some nice points by paying with voucher rather than direct to me credit card via auto pay.
11-21-2023 01:58 AM
Thanks. I'll keep using my default "everything else" cards (I have tiny stickers from Dollarama or Dollar Tree on all my cards, saying what they're best for :).
11-21-2023 01:54 AM
It's still the case. I've not heard any update on that front.