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it states : " After you join, you'll also earn 10 points for every 12 months you stay with us "is it cumulative as in per 12 months per 12 months ?  i.e.  10 points after 12 months and then after another12 months does it become 20 points.... and so a...

if i get the 15$  100 talk plan and then buy the 400 minute ld add on and happen to go over the 100 minutes in my 30 days could i use the 400 minute ld add on to 'extend' my minutes for the thirty days?  or is it that if i go over my 100 minutes then...