@mmmarc The only plans you can change to are those you see when you log in to your account and look at change subscription. If you don't see the one you want there then you can try asking customer service but they likely will decline since it's of lower value than your current plan. If you do see a plan you want then no you do not lose current points or friend referrals. No definitely don't make a change on your renewal date (30 days not monthly). Select the change as soon as you see a plan you want and you'll be given two options, change now or change on renewal. Select change on renewal or you'll lose what's left of your current plan with no refund.
