@HALIMACS wrote:Is the little golden chip in your SIM card really just as valuable as the little golden chip in your bank card or your credit card? Is it really a key to one's identity and finances?
Do you use your phone to make tap payments? Paypal, checking your bank balance, buying something online, etc?
If so, then it is a recognized and "trusted" device for accessing your finances. It probably also has every one of your passwords stored on it, since few people are paranoid enough to be inconvenienced by lengthy password typing on a puny touchscreen.
Ever use it to login to your email? Your social media? Your cloud stuff? Again, you likely allow it to helpfully remember all those for you.
If somebody steals your SIM card or your device, can find basic "prove your identity" answers ... and change all the passwords before you know there's a problem ... how are you going to halt the theft or fix the problem or prove/reclaim your identity in time? Remember that email and cloud accounts are usually the anchor points for issuing "forgot my password" requests. Remember that the phone number is the common anchor for 2FA validations. And remember that most people don't actually remember anything their phone can remember for them ... do you know all your contacts and how to contact them? Do you have any backups of anything on your phone, like maybe the answers to the sorts of questions about your accounts that businesses will ask to confirm you are who you say you are?
Most people have trivial stuff on their phones. All their contacts. Some photos, messages, notes. Nothing of any real interest or value. But too many people are sloppy, lazy, or ignorant, all too easily seduced into complacency. SIM jacking, identity theft, and fraud are real problems and a stolen/found phone is almost always involved.
I'm okay with spending a whopping $2 one time to buy "peace of mind". I'm not okay with saving a few bucks now if it introduces the risk of buying expensive problems later. CCS appears legit. But people who set themselves up to be victims always seem to be the ones who end up being victimized, lol.
