@MOOLAH
Unless you have an account balance that equals or exceeds your plan amount (subscription) then "unsubcribing" or disabling "autopay" will suffice to suspend your service on your renewal date.
If you have a positive account balance as described above then self-suspending via lost/stolen is your only option. However be forewarned that last I checked suspending this way causes callers to recieve confusing messaging or an immediate disconnect when calling your phone number depending on the source phone service provider of the caller.
Most commonly other pm customers will hear "You do not have a US Roaming add on to complete your call." I used to religiously suspend via lost/stolen but the results from my testing convinced me that using lost/stolen was too risky unless absolutely necessary.
Currently the account I have suspended via "unsubscribing" rings thru to the phone number both in and out but disconnects when answered. Another account I manage that's currently suspended gets the US Roaming message when called and the "Your call cannot be completed as dialed" message when calling out. But when called from a voip rings thru but disconnects when answered on the pm end whereas the voip end then gets a fast busy signal. There's no rhyme or reason to it ....?
Depending on the importance of your phone number to callers that may call when suspended, your plan amount and/or the flexibility you may have to switch to the $15 plan and the amount of rewards you earn ($$ rewards vs points) you may want to consider just downgrading your plan.
So far at least.....with my pixel 4 it's still able to send/recieve RCS messages while suspended and recieve the eversafe 2FA codes.
Unless you have easy access to vouchers keeping an active credit card on file whilst "unsubcribed" is a safer route so that reactivating before 90 days (preferably around day 85/86) is less complicated given the high probability of an issue when reactivating that requires customer support intervention.
