@barndoor
Funny you should ask that....because the night of your renewal I was doing some testing on my account that was renewing and both reactivating and suspending a couple of accounts I manage that are my referrals.
But to answer your question....normally you account will show expired at 9pm eastern. At midnight it will switch to suspended but will actually renew your plan and reset any counters you may have on your account. It will then apply your rewards sometime before 2 am. Mine were applied around 2:10am. After 2 am the system will apply any balance you may have towards your plan amount and/or charge your autopay card.
You can top up anytime before 2 am with no consequences....after 2 am your account gets "scheduled" for a service interruption (or deactivation if its your 90th day)if you still owe funds and your autopay card can't be charged. However I have been told you still have a reprieve because the cut off time is 6am eastern. So you do have about a 4 hour window to top up the account and avoid an autopay failure's loss of service.
The times are approximate as you can see how both of our renewals were a little wonky and delayed by about 3 hours as I imagine many others were affected as well. Interestingly I did not see "suspended" except on the account I suspended via lost/stolen so that messaging may have been sidelined until your account actually suspends.
If you are paying with a voucher at anytime during this process it is infinitely easier and less fraught with possible errors if you just add it thru 611 rather than mess around in your account during your renewal.
BTW...my second account renewed the following day like clockwork with the correct accounting in the payment history and both noon eastern rewards and renewal texts came from 611 in the correct order.
