All rewards except the one for Autopay always apply to the account one month after your plan start date because the plans from Public Mobile are prepaid plans so they have to wait one renewal period to make sure everything before rewarding you., for refer-a-friend reward, they have to make sure the friend has really stayed for the renewal period before paying you, the community reward, they have to make sure that you have earned it and calculate how much you have earned before applying to the account and the loyalty reward is no exception, they have to make sure that you are really staying before rewarding you. 🙂 For autopay, it's different, since you registered right away and have already debited your account so they can pay you right away but for some reason, their system just can't apply it right away so they have it as an account credit and pay you two renewal periods at once on your second billing. That's my personal understanding.
