The new $21 plan or if for 90 days a $19 plan?

[SeniorCitizen]

So if you do the 90 days @ an average of $19 would you still receive $1.05 points value per month?

Wouldn’t it be nice if the 90 day rate averaged $15 a month?🤔🤔

[SeniorCitizen]

They say earn $1.05 = $21*5%

3 months is. $19/mo *5% = $.095

3 month payment is $57 * 5% = $2.85

So should it not say a different points value? Or are they giving a good deal on the points? 
I assume points are applied on the 90 day payment? I can see a discrepancy  that will cause inquiries. 
All online……needs to be 100% clear. 

[hTideGnow]

hi @SeniorCitizen 5% points would be based on $19.  So, you will pay $19x3 upfront and you can 5% points on $57