Do you Need a Cellular data plan..!!!

[irishman4]

Hello  i have a Question  about  paying with a Credit card app  ..always been paying through  Wi-Fi....at home it's  since always On...

My question is  when I'll Be  far from Wi-Fi... & Still  want to pay with  Credit card apps  

with my iphone.(  when paying at a store  moving my iphone close to a paywave Store Machine accepting Visa )   since i'll be far from Wi-Fi   ..i Need  CELLULAR DATA PLAN so transaction can work....Am i... RIGHT OR WRONG ....

Told me Friend you have to keep your  CELLULAR DATA ON  &  CELLULAR DATA PLAN.

Can Anyone  Clear this Up..!!!..............Thank You...

[irishman4]

TheOldVR    Thank you for a Quick  Response.....

She'll keep her  Cellular Data Plan..with P.M.

        for  Public Wi-Fi...  i installed  a Good  Vpn  all  Transactions are Encrypted..                                 .....................................Regards.............................

[irishman4]

computergeek541    Thank You for that quick response....so i was right  me friend has to keep  her   Cellular Plan. plan &  cellular data  ''on ''   

she likes to use tech ..instead of her  Plastic card.....People  are amazed  to see How she can pay with  her Phone ...

and if she wants to use  free Wi-fi from store  since applepay not working....!!!

for public free Wi-Fi  i Did install  a  Vpn...on her phone

 & showed her how this works & How Safe....( all encrypted transactions..etc... )

       i did  Accept  it as a Solution  ..Got  back some good answers  ( all Good Solutions)

             P.S.  She'll  keep  her  Cellular Data Plan......

[TheOldVR]

I'm not an expert on this but here is what I understand...

To use a mobile payment option on your phone you need DATA... that data can be had via a cellular data service OR WIFI.

I have been in a store where my mobile connection failed but I was hooked up to the store WIFI and Apple Pay worked fine.

Just my experience....

One side-note... I use a VPN for all public WIFI connections and would recommend the same for anyone. This leads to another side note that places like McDonalds and Tim Hortons block VPN connections so I never use their WIFI.

Wow, that turned out to be a long response....

[computergeek541 · Accepted solution]

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@irishman4 wrote:

Hello  i have a Question  about  paying with a Credit card app  ..always been paying through  Wi-Fi....at home it's  since always On...

My question is  when I'll Be  far from Wi-Fi... & Still  want to pay with  Credit card apps  

with my iphone.(  when paying at a store  moving my iphone close to a paywave Store Machine accepting Visa )   since i'll be far from Wi-Fi   ..i Need  CELLULAR DATA PLAN so transaction can work....Am i... RIGHT OR WRONG ....

Told me Friend you have to keep your  CELLULAR DATA ON  &  CELLULAR DATA PLAN.

Can Anyone  Clear this Up..!!!..............Thank You...

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While not on Wi-Fi, you will need a cellular data connection for anything that requires an internet connection.  I would not suggest peforming banking transactions on an unsecured/non-encrypted free Wi-Fi hotspot.