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I have tried all of these things and nothing is working and I am so frustrated

Yes I was but unfortunately there wasn't enough funds in my account. I fixed that and have tried to make a payment a few times the last time this happened I got overcharged for every time I attempted to make a payment and had to wait to get my refund...

Only being suspended for three days

I have done it multiple times I'm worried that I'm going to get charged all these times that I have attempted to making a payment that it won't accept