Public Mobile online banking (tl;dr unsuccessful)

[Anonymous]

So the recent thread asking whether we can pay via online banking like adding this place as a payee twigged the experimenter in me (yes after these couple years).

I found Telus Communications - nope

Telus Integrated Communications - nope

Telus Mobility - nope

Telus Services - nope

Koodo (formerly PC Mobile) - yes

Koodo Mobile - nope

So I was able to add the thing that mentions PC Mobile. hmm I went ahead and made a payment of a dollar. And waited.

Later that day - nope

Next morning - nope

Next evening - nope

This morning - nope

This evening - nope

So I might have just given someone with a Koodo/PC Mobile account having the same account number as me, a dollar. You're welcome.

Or...what that tells me is that interestingly, another entity in the Telus world uses the same account number/structure. This could be a security problem. Or just a coincidence.

fyi

[Korth]

Credit cards have built-in security features and authorization channels for the consumer, the merchant, and the credit issuer.

Debit cards do not. Or at least not consistently. Unless they are basically just credit cards wearing the bank's branding.

Paypal, e-transfer, and cryptocurrencies ultimately do not have a "real physical anchor point" - no way to actually confirm the person is who they claim to be - so they're of lesser value to the Big Data gang. The service provider wants (and is probably legally required) to ensure "your" data and "your" telemetry is a commodity and a source of ongoing revenue to generate side-profit.