@slash407 wrote:
u just got to setup autopay with any card, debit or credit card, its better to use a credit card because u dont want any NSF fee with a debit card
That's a good point about fees with debit cards. Does Public Mobile even charge an NSF fee? I do not believe that Public Mobile charges this, but that the service would just stop working because they did not receive payment. Banks are funny like that sometimes. Even with overdraft protections, they will sometimes allow the account to go into negative balance, the same as if the customer did have overdraft built in. Howver, there are fees charged for using overdraft, which are actually different from NSF fees for a returned/non-honored payment.
For credit card payments, you'd think that it would just be a matter of a payment going through or not. This is not necesarily the case. The credit card issuer often allows charges to go through even if they cause the account to go a certain percentage over the advertised account limit. Some cards have an over-limit fee. Because of this type of fee, customers would often rather the card issuer decline the transaction, but such transactions are often approved simply so that the fees can be charged.
