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Thanks for that thought, GinYVR.  Me, too, I'm glad it has all been resolved and no damage done.   Truly appreciate the concern and support received.

Thanks for the thought but, just to clarify......I have never had dealings with Virgin Mobile, not online or in stores, not a glance, not a word, not interested.  My cell service has only been through Telus and Public Mobile.

A happy conclusion to this worrisome tale:I spoke directly to a financial adviser at my local CIBC branch, explaining my delimma.  After considerable time investigating and determining the best course of action, a "stop-payment" was issued against Vi...

Thanks chuck_grady,Really appreciate your help and your information on SIMON is most helpful.As you may see from my reply to Gorth, I make an apology for incorrectly assuming the payments were being debited by Public Mobile when, in fact, it was Virg...

Thanks Gorth, I get your message.  I do protect my security fairly deligently, have Kaspersky installed, "nuke" the browser, no smart appliances, etc.I now MAKE an APOLOGY.  Instead of panicking, I should have calmed down and looked at my bank statem...