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If I have 40$ credit, and my plan is $25. Will the remaining 15$ be available in my account for the next renewal date? in 2 months

And lets say I accumulated 40$ in rewards from 2 friends that joined PM. But my plan is of 25$. My plan renewal date is mid-December. Will the remaining 15$ be available in my account after my next renewal date? Such that I can use that balance in my...

Is there a limit for how many people I can refer to for the $20 refer-a-friend promotion?Can that credit be used in future months?