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I see. Sounds like a plan. Thank you.

OK, many thanks to everyone.

Thanks for that.  If I understand correctly, when I am on auto pay then it will charge me  every 30 days but considers it to be a one time payment each time. Or do I have to log on and set it up each months?

Thank you.  I will assume that it is set up ok.  I seem to be seeing different things on the web page than other people. I don't see 'Manage my card' for example. I can stop auto pay and start auto pay but it never asks me what card to charge or whet...

I do see Manage Autopay but when I select it the only option is to remove auto pay not to edit it.