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Allowing it to go 90 days without payment seems like a bad way to do this.  Doesn't it effect your credit rating? Why can't you just say "Do not renew" at the end of the term? This seems like a much more positive way to end the subscription.

I have signed in. When I click My Account, it goes to a page that says "We need to verify...". A code is sent, I enter it and confirm, it says confirmed, I click "return to Porta;, and it goes back to "We need to verify...". Ive done this 6 times and...

did not receive an activation summary email.