Thats a Quebec specific plan. They have stronger rules regarding pricing for that province. Aswell PM saves money if you pay your bill in fewer transactions, credit card companies charge an average of 2.25% + $0.25 in fees per transaction.
This should be possible on iPhones, as it is a feature that works with iOS 16 and newer, just not sure if PM supports it. As for Android the feature is in beta testing, should be out some time in 2024.
With E-sims you really want to make sure all your settings are correct. Connecting to the wrong APN or not having 4G/5G properly enabled will cause issues with connecting. Rebooting your device, and disabling renabling the SIM often will help aswell.