Samsung phones are really good. If you can't afford the S series. Go with the A series. The picture quality is good. You have Samsung pay which is a great as Apple pay. Organic led on phones keeps your display nice and bright even on a sunny day...
It is a one time add on. It will not disappear until you use it up. Even if you change plans. Bonus add-ons do not disappear until you use it up. Bonus gets used up only after your plan data is entirely used up for the month. Hope this helps
It reduces the entire plan amount first but then you'll be credited back the autopay and loyalty rewards after deduction. So, check to see if you have those.