Thanks solved it when I read the monthly totals. Also note that there appears to be a problem with the links in the My Account sidebar in Firefox (none of them seem to work) so had to sign in again with Opera...
"it is only a one time purchase you will not be charged again " That's what I thought but I just discovered that I am being charge $5 a month, every month for an add-on I thought was a one-time top up...