While Vrbo Insurance resembles Airbnb Insurance coverage, there are some distinctions to keep in mind. The $1 million dollars in protection might shield you if you are sued by a visitor for an accident or injury that happens throughout their stay. It may also cover you if the visitor does unintended harm to a 3rd party's property such as a neighbor. It does not, however, cover intentional damages brought on by a visitor to your property.
Vrbo also has more exclusions that are subject to evaluation, which makes getting paid for the insurance claim a lot more complicated. It is mostly tailored towards circumstances where a guest is harmed on the property. A good example is a case when a guest falls down the steps or slips in the bath tub and breaks an arm or leg. It might cover the guest's health care bills and may also shield the host from liability of being sued. It likewise applies to a situation where a guest leaves the water on in the kitchen sink and the flooding creates damage to a neighbors' home.
