Can I set up AutoPay using my bank account instead of credit card?

[iekirby]

Is it possible to use my bank account for AutoPay instead of credit card?  If so, how do I do this?  

When I go to add my payment info for AutoPay, it only allows me to enter card details, not bank details.

[thechunkyknot]

Hello there yes it can only be mastercard or visa debt

[iekirby]

...it sounds like I got a few options 

Thanks everyone. Have a wonderful weekend 🙂 

[iekirby]

Cool, thanks for all the wonderful suggestions and advice. It sounds 

[terrybev]

the BMO debit card works as a credit card, mine does anyways

[kselmak]

Hi

I just sent you a private message with my workaround, it's not debit card but prepaid card 

Hope it helps

[ShawnC13]

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@slash407 wrote:

why dont u wanna use a CC? u get discounts with it and u dont have to worry about NSF fees which are very expensive with banks

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@slash407, As a pre-paid provider that does not do credit checks some people may not have a credit card or qualify for one.

Also how any get an NSF from a bank with using PM?  This doesn't make sense to me as if there is no payment made your service is de-activated.  You haven't written a cheque for an NSF fee from your bank.  Can you explain how you came up with your comment about NSF fees from the bank.   With a credit card you could get an overlimit charge if you are over your credit card limit.

[Dogbert]

I'm guessing you may/may not have easy access to a credit card..

I'd recommend building/rebuilding you credit with a very low limit credit from a reputable source.  One such card is the Scotiabank Value No-Fee Visa Card (no annual fee, limit $500).  These and other low limit credit cards are for those with no credit history/credit issues; thus, it's not very hard to get.  If your credit history is really bad, you can also get what's know as a secured credit card.

Be disiplined; use this credit card only for PM and setup your back account to auto-pay this credit card a few days before it's due.

This would be almost like auto-pay with a bank account, but with a credit card as the middle-man.

[cavemantoronto]

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@iekirby wrote:

Is it possible to use my bank account for AutoPay instead of credit card?  If so, how do I do this?  

When I go to add my payment info for AutoPay, it only allows me to enter card details, not bank details.

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Yes, you can,  but only if your bank links your chequing or savings account to a Visa Debit ATM card.  You don't link the bank account but link the card and the Visa Debit takes from your bank account.

[sunflowershine]

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@iekirby wrote:

Is it possible to use my bank account for AutoPay instead of credit card?  If so, how do I do this?  

When I go to add my payment info for AutoPay, it only allows me to enter card details, not bank details.

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@iekirby PM are not able to process direct payment at the moment. You may need to consider different way to get the $2 autopay reward as well as extra data for certain plan. 

It is easy to get credit card nowadays. Consider to have $500 credit limit in your card. Canadian Tire or Walmart is easy to get. 

[Anonymous]

 @iekirby 

You can also use those prepaid Visa or Mastercard gift cards.

[Anonymous]

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@iekirby wrote:

Is it possible to use my bank account for AutoPay instead of credit card?  If so, how do I do this?  

When I go to add my payment info for AutoPay, it only allows me to enter card details, not bank details.

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Visa Debit is linked to your bank account. Rumour has it Mastercard Debit works. But that's not official. Otherwise...no.

[Dunkgirl · Accepted solution]

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@iekirby wrote:

Is it possible to use my bank account for AutoPay instead of credit card?  If so, how do I do this?  

When I go to add my payment info for AutoPay, it only allows me to enter card details, not bank details.

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@iekirby 

From what I know it has to be credit or visa debit.

"Input new Autopay information (Credit cards from Canadian + US banks, and Canadian issued VisaDebit cards. Pre-authorized payments from your bank account are not available."