@will13amwrote:Koodo separates hardware payment from service fees. They have 3 different monthly tabs. What isn't mortgage on a 24 month tab is paid up front for hardware. From time to time they discount the cost of hardware to lower tab balance/up front cost. What I was referring to was discounting the hardware so I pay little up front and can fit the balance into a small tab.
Koodo Service Terms
You can get a good deal if you Tab a Koodo phone and plan to stay with Koodo over the duration. And you pay all your bills on time, you get hit with a ($35) cancellation fee and/or a ($35) reactivation fee whenever your account gets suspended, you get billed for "ongoing" service (even while it's suspended) until your Koodo service is fully terminated or your Account (and Tab) is fully paid up.
You can defray your costs by starting a Tab, and cancelling early, you can even cancel it the same day you took your new phone home and start using your new (Koodo-locked) phone on PM if you choose. You'll get billed the rest of the Tab 30-days later, and you'll keep getting billed ongoing charges until you terminate the service (immediately?) or Koodo terminates it (then sends it to Collections) after 90 days. (And Koodo has to unlock the phone for free, if you press them, but not before your Tab is fully paid out.)
Yes, you can get a good price if Koodo discounts the phone at point of purchase. Yes, you have the option of saving money now and paying it (along with the cancellation fee) later. Some of the phone prices "with a Tab" are good, not many "without a Tab" are good, and cancelling your Tab early means paying out a pro-rated "without a Tab" price.
And yes, this can be a great deal if Koodo adjusts the Tab on the fly, although it seems they'd focus on their customers first and not people attempting to walk away with unpaid devices.
I'm not shooting down the whole Tab concept. I'm trying to point out that it's still a contract and the consumer is still going to pay (nearly) full price for the device in the end.
