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Great Neighbour / Super Voisin

Upfront payment for entire year - still get AutoPay rewards?

If I select "Make a Payment" and make a payment big enough to cover the entire year coming up... and leave the credit card on file....  do I still get autopay rewards every month?


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Mayor / Maire

Re: Upfront payment for entire year - still get AutoPay rewards?

Definitely. System always debits your balance prior to charging anything on your card via autopay. As long as autopay is on you will continue to get the $2 reward per 30 days.

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Oracle

Re: Upfront payment for entire year - still get AutoPay rewards?

Yes, as long as you leave Auto-pay enabled and cc linked, you will keep earning the $2 rewards.

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Oracle

Re: Upfront payment for entire year - still get AutoPay rewards?


@NDesai wrote:

Yes, as long as you leave Auto-pay enabled and cc linked, you will keep earning the $2 rewards.


Absolutely, but the thing is if you decide to change providers a refund could take a while or not even happen.


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Mayor / Maire

Re: Upfront payment for entire year - still get AutoPay rewards?

Definitely. System always debits your balance prior to charging anything on your card via autopay. As long as autopay is on you will continue to get the $2 reward per 30 days.

View solution in original post

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Oracle

Re: Upfront payment for entire year - still get AutoPay rewards?


@ShawnC13 wrote:

@NDesai wrote:

Yes, as long as you leave Auto-pay enabled and cc linked, you will keep earning the $2 rewards.


Absolutely, but the thing is if you decide to change providers a refund could take a while or not even happen.


Or if OP decides to suspend the service for a month or so will not be possible without losing rewards. It doesn't make sense to make manual payment way in advanced .Just run a month or two ahead instead. 

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Model Citizen / Citoyen Modèle

Re: Upfront payment for entire year - still get AutoPay rewards?

@LionelHutz  As others have said, it's probably not advisable to do a full year's worth of up front payments, unless 1.) you KNOW you have excellent phone reception via PM BEFORE you make such a payment, and 2.) you KNOW you're extremely likely to stay with PM for the entire year.

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Model Citizen / Citoyen Modèle

Re: Upfront payment for entire year - still get AutoPay rewards?

I was thinking the same - you never know what'll happen in a year

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Town Hero / Héro de la Ville

Re: Upfront payment for entire year - still get AutoPay rewards?

Best to only pay a month at a time. Things can change quickly and the funds may be needed elsewhere. But one can do what one wants.

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Mayor / Maire

Re: Upfront payment for entire year - still get AutoPay rewards?

@LionelHutz I'm going to add my voice to the chorus of people that have responded "yes, but...!".  First off, I believe there is a maximum Available Funds balance allowed, though I don't recall the amount.  $250 comes to mind, but someone will correct me if I'm wrong there.  The pont there being, it may not even be possible (depending what that limit actually is and how much your plan costs) to actually load a full year's worth of funds.  That's one issue.


But beyond that, there is the problem that you're effectively locking yourself into staying with PM for a year, which is quite counter to one of the main reasons for using a prepaid service: zero lock-in.  

 

You of course don't have to share, but I'm curious why you would want to do this.  You could earn [ad admittedly tiny amount of] interest by putting that year's worth of funds into a high-interest savings account at your bank or credit union.  


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Mayor / Maire

Re: Upfront payment for entire year - still get AutoPay rewards?

 @srlawren 

If there is a limit, it's in the four digits. Not mine Smiley Happy

But I certainly agree with not dumping all that real money into the account.